An industry leading provider of customized insurance and risk management services responsive to the needs of larger organizations - generally those whose Primary Casualty cost of risk is over $1,000,000. Our value proposition is an integrated set of risk financing, claim, risk control and management information tools and best practices that can drive significant reductions in customers' loss costs.

Products / Services

• Workers compensation, general / products liability, and auto represent our clients' typical product mix
• Innovative risk financing solutions include large deductibles, retros and / or single parent captives
• Our Account Executives exclusively serve the large risk market from 17 local field offices. Our Custom Account Executives, based in our Hartford CT home office, serve accounts with revenue greater than $15 million.
• Claim Services - delivered locally and backed by our national claim services infrastructure. Field-based Claim Account Executives support clients' claim service requirements
• Risk Control Services - customized safety and occupational health risk assessments and specialized consulting services
• Risk Management Information Services - accessible via the internet; the e-CARMA^® total risk management system delivers real-time claim data and automatically generated executive level reporting.
• Unbundled claim administration services for companies that self-insure or purchase services on a contract basis are arranged through Constitution State Services LLC
• Synchrony^®1 Integrated Absence Management Services - combines the best practices of Travelers workers compensation with MetLife's short-term disability, long-term disability, and Family Medical Leave administration, into a single, integrated approach

Target Market

Serve a broad customer base representing a wide variety of larger industries and organizations seeking comprehensive products and programs in-synch with customers' risk financing and risk management needs. Most targeted companies employ their own risk manager.

Contact Us

For additional information, call the National Accounts representative listed below.

National Central IA, IL, IN, KY, KS, MI, MN, MO, ND, NE, OH, PA-West, SD, WI, WV	Mark O’Brien	312.917.7334
National North DE, MD, NJ, Lower NY, PA-East	Jim Anderson	917.778.6575
National Northeast CT, MA, ME, NH, Upper NY, RI, VT	Pete Heard	860.277.7827
National South AL, AR, FL, GA, LA, MS, NC, OK, SC, TN, TX, VA	Ron Cuenin	770.521.3580
National West AK, AZ, CA, CO, HI, ID, MT, NM, NV, OR, UT, WA, WY	Steve O’Gorman	213.533.3688
National Custom	Nick Walsh	860.277.5242
Stand-alone Services	John Gorecki	860.277.0382

¹Synchrony ® is integrated absence management, which includes group disability insurance or services from MetLife, workers compensation insurance or services from The Travelers Indemnity Company and/or its property casualty affiliates, and may include family and medical leave administration from MetLife.  Synchrony is a registered trademark of Travelers Insurance Group Holdings Inc., One Tower Square, Hartford CT 06183 and MetLife, Metropolitan Life Insurance Company NY, NY. The Travelers Indemnity Company, One Tower Square, Hartford, CT 06183.